Swish was created for the needs of a single market – the Swedish market.
The new service allows businesses to send payments to their clients in real-time.
February 2022: Adyen, a Dutch payment processor and bank partners with Swish.Enterprises and other merchants can use the app to keep track of real-time payments and make refunds. March 2022: Swish launches its brand new business app.The company wins this award for the fourth year in a row. March 2022: Sustainable Brand Index study names Swish the Most Sustainable B2C brand in the digital service category.To be able to use Swish for casino transactions, you must download the app of the service, as well as the Mobile BankID app. Swish has countless partners in the fields of online and in-store payments and cooperates with technical suppliers, e-commerce platforms, payment service providers, checkout systems, CRM, ERP and electronic cash register systems. The app connects the user’s phone number to their bank account and makes it possible to transfer money in real-time.
The service works through a smartphone application. What was initially intended to be an app that would conduct private transactions between individuals has evolved into a system that caters to businesses and e-commerce platforms. Other institutions have also joined the network, namely Skandia, Sparbanken Syd and ICA Banken. The payments can be carried out 24/7 thanks to a settlement platform (Betalningar i realtid, BiR) that is jointly owned by banks. The app was released in 2012, enabled to conduct instant, real-time payments between user payment accounts. The concept was supported by the Bankgirot and the Central Bank of Sweden, as well as the Swedish savings bank which launched Getswish AB, the company that runs Swish and is headquartered in Stockholm. Swish is a product of cooperation of six large Swedish banks – Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB and Swedbank.
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